One of the most common causes of debt is the misuse of credit cards. Credit cards, on their own, are not the problem. Instead, the choices people make when using credit cards are the issue. Working with a 4 Pillars debt consultant can help to make significant changes in the way people think about and use credit cards.

Problem Behaviors with Credit Card Use

The most problematic behavior for most people with the use of credit cards is constantly charging purchases. These are often not large ticket items, so it is easy to...